IRCTC HDFC Bank Credit Card

About HDFC IRCTC Credit Card -

• Welcome voucher worth Rs 500 on card activation within first 37 days of card issuance
• 5 Reward points for every Rs 100 spent on IRCTC ticketing website & Rail Connect App
• 1 Reward point on every Rs 100 spent on all other spends
• Additional 5% Cashback on train ticket bookings via HDFC Bank SmartBuy
• Get lucrative vouchers on meeting minimum monthly spending criteria
• Annual fee waiver on annual spends of Rs 1,50,000 or more
• Credit Card to UPI - The HDFC IRCTC Credit Card can be linked to your UPI

Other Amazing Offers -

• 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
• 1% fuel surcharge waiver (Upto Rs 250) at all fuel stations across India (Transaction of Rs 400 - Rs 5,000)
• Upto 50 days of interest free period on your IRCTC HDFC Bank Credit Card from the date of purchase
• Revolving Credit available at a nominal interest rate

• Joining Fees: Rs 500 + GST
• Annual Fees: Rs 500 + GST

Documents Needed

• Address Proof - Aadhaar, Passport, Latest utility bills
• ID proof - PAN, Voter ID, Passport
• Income proof - Bank Statement, Salary Slips

Eligibility Criteria

• Required Age: 21-60 years
• Employment status: Salaried or Self-Employed
• Minimum Income: Rs 25,000 per month (Salaried)
• Minimum Income: Rs 6,00,000 per month (Self-Employed)