IDFC FIRST Credit Card

Joining Fees: Nil

Annual Fees: Nil

Interest rate: 0.75-3.5% per month

About IDFC First Credit Card -

• Lifetime FREE Credit Card - No joining fee, no annual fee
• Reward Points NEVER expire
• You can withdraw money from ATM without any interest for 48 days
• Great partner offers on stores like Myntra, Flipkart, Ajio and more

Other Amazing Offers -

• Upto 10X Reward Points on your spending (value back of upto 2%)
• Welcome voucher worth Rs 500 on spending Rs 5000 or more within 30 days of card generation
• 25% Discount on Movie tickets (upto Rs 100) on Paytm App
• Complimentary roadside assistance worth Rs 1,399
• 4 Complimentary Railway Lounge visits per quarter
• 4 Complimentary Domestic Airport Lounge visits per quarter on IDFC FIRST Select Credit Card on monthly spends over Rs 5000
• Fuel surcharge waiver of 1% (upto Rs 200/month)

Partner Discounts -

• 10% Instant discount on Myntra, AJIO, Tata CliQ , 1MG till 31st March 2024
• 15% Instant discount on Tata CliQ Palette , Sugar cosmetics, Zomato till 31st March 2024
• 10-20% Instant discounts on Travel bookings on Yatra, Adani one, MMT , GoIbibo and more
• Flat 10% Off on purchase of Rs 999 on The Man Company
• See all offers here: https://idfcfirstrewards.poshvine.com/offers

Documents Needed

• PAN Card/Form 60
• Colour photograph
• Address proof
• ID Proof
• Income proof

Eligibility Criteria

• Employment Status: Salaried or Self-Employed
• Income group: Rs 25,000 per month
• Required Age: 21-60 years (Salaried), 25-60 years (Self employed)
• Minimum Cibil Score Required: 750+

How to Apply

• User will be redirected to the Bank's website
• Click Apply Now and do OTP verification
• Acceptance and approval of the application: Based on successful telephonic verification only - sole discretion of IDFC First Bank
• Application will be submitted and a confirmation SMS will be sent on approval of the application

Apply now on IDFC ban​​​​​​​​​​k site