HDFC UPI Credit Card

About HDFC RuPay Credit Card -

• Rupay Card - Pay Via UPI
• 3% Cashpoints on Groceries, SuperMarket, Dining spends & PayZapp transactions (Maximum of 500 Points can be earned in a calendar month)
• 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
• 1% Cashpoints on other spends excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories (Maximum of 500 Points can be earned in a calendar month)
• Smart EMI: Convert credit card spends of Rs 2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures
• Milestone Benefits: Get lucrative vouchers on meeting minimum monthly spending criteria

Other Amazing Offers -

• Leverage revolving credit facilities at nominal interest rates
• Get liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting
• Earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets
• CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = Rs 0.25 and can be done via Net Banking login or physical redemption form

• Joining Fees: Starting at Rs 500 + GST (Depending upon the card selected)
• Annual Fees: Starting at Rs 500 + GST (Depending upon the card selected)

• Required Age: 21-65 years
• Employment status: Salaried or Self-Employed
• Minimum Income: Rs 20,000 per month (Salaried)
• Minimum Income: Rs 50,000 per month (Self-Employed)
• Credit score: 700+
• You should be citizen of India or a Non-Resident Indian