HDFC Bank Credit Card
Enjoy Seamless Banking with Unmatched Benefits
Benefits & Offers
About HDFC Bank Credit Card -
- Hospitality Benefits: Complimentary access to airport lounges at domestic and international airports
- Smart EMI: Convert credit card spends of Rs 2500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures
- Insurance Benefits: Complimentary air accidental cover and emergency overseas hospitalization cover worth lakhs
- Milestone Benefits: Get lucrative vouchers on meeting minimum monthly spending criteria
Other Amazing Offers -
- Leverage revolving credit facilities at nominal interest rates
- Get liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting
- You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets
Fees & charges
- Joining Fees: Starting at Rs 500 + GST (Depending upon the card selected)
- Annual Fees: Starting at Rs 500 + GST (Depending upon the card selected)
Documents & Eligibility
Documents Needed
- Address Proof - Aadhaar, Passport, Latest utility bills
- ID proof - PAN, Voter ID, Passport
- Income proof - Bank Statement, Salary Slips
Eligibility Criteria
- Required Age: 21-65 years
- Employment status: Salaried or Self-Employed
- Minimum Income: Rs 20,000 per month (Salaried)
- Minimum Income: Rs 50,000 per month (Self-Employed)
- Credit score: 700+
- You should be citizen of India or a Non-Resident Indian
How to Apply
- Click on Apply now on HDFC site button
- You will be redirected to HDFC Bank's website
- Click Login/Join Now and do OTP verification
- Select HDFC Bank Credit Card and provide the required details
- Application will be submitted and a confirmation SMS will be sent on approval of the application
Joining fee