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American Express SmartEarn Credit Card

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Fees & List of all charges

  • Joining Fees: Rs 495 + GST
  • Annual Fees: Rs 495 + GST from Second Year onwards

Apply now on American express sit​​e

About American Express SmartEarn Credit Card -

  • Earn 10X Membership Rewards Points for every Rs 50 spent on Flipkart, Amazon and Uber
  • Earn 5X Membership Rewards Points for every Rs 50 spent on Paytm Wallet, Swiggy, BookMyShow & More!
  • Get a cashback of Rs 500 on eligible spends of Rs 10,000 in the first 90 days of Card membership
  • Spend Rs 1.20 Lacs in a Cardmembership year and get a voucher worth Rs 500
  • Spend Rs 1.80 Lacs in a Cardmembership year and get an additional voucher worth Rs 500
  • Spend Rs 2.40 Lacs in a Cardmembership year and get an additional voucher worth Rs 500
  • Get a renewal fee waiver on eligible spends of Rs 40,000 and above in the previous year of the Cardmembership

Documents Needed

  • PAN Card/Form 60
  • Address proof
  • ID Proof
  • Income proof
  • Bank Statement

Eligibility Criteria

  • Existing Credit Card member of any bank
  • Should be an Indian Resident
  • Employment status: Salaried or Self-Employed
  • Salaried: Rs 4.5 Lacs Annually
  • Self-Employed: Rs 6 Lacs Annually
  • Age: 21-60 years
  • Available across major cities in India


How to Apply

  • Click on Apply now button
  • User will be redirected to American Express
  • Click Login/Join Now and do OTP verification
  • Select American Express SmartEarn Credit Card and provide the required details
  • Application will be submitted and a confirmation SMS will be sent on approval of the application

Apply now on American express sit​​e


Joining fee

₹ 495.00 495.0 INR ₹ 495.00

₹ 495.00

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AMERICAN EXPRESS CASHBACK CARD